ICHRA: A Game-Changer for Your Association’s Members
Give your members a flexible, cost-effective way to offer healthcare benefits. With Decisely’s trusted Individual Coverage Health Reimbursement Arrangement (ICHRA) solution, businesses set their budget while employees choose the best ACA marketplace plan for their needs — making benefits simple while ensuring quality coverage.
Give your members a new way to offer benefits.
Providing competitive healthcare benefits is a challenge for many businesses. ICHRA offers a simple, cost-effective solution that gives them financial control while empowering employees with more choices. Here’s how it benefits the businesses in your association:
Cost Control:
Businesses set their own budget with predictable reimbursements and no minimum participation requirements.
Tax Advantages:
Employer contributions reduce payroll tax liability, and reimbursements are tax-deductible.
Compliance Made Easy:
Full ACA compliance with minimal administrative effort.
Flexibility:
Businesses can offer additional benefits like dental and vision through a single, user-friendly platform.
Stronger benefits. Stronger association.
By offering ICHRA as a trusted association-endorsed benefit solution, you provide your members with a valuable alternative to traditional group health insurance — helping them attract and retain top talent while controlling costs. Here’s how your association benefits:
Strengthen Member Value:
Deliver exclusive, cost-effective healthcare solutions that drive business success.
Enhance Association Growth:
Attract new members by offering innovative benefits.
Partner with a Trusted Expert:
Decisely’s industry expertise ensures seamless implementation and ongoing support.
Why partner with 
?
Decisely specializes in customized healthcare solutions for associations, leveraging our buying power and expertise to provide tailored, high-value ICHRA plans. We handle the heavy lifting—compliance, administration, and member education—so you can focus on growing your association.
Compare plan options.
Not sure which healthcare solution is the best fit for your members?
We've outlined the key differences between ICHRA and traditional group plans to help you guide businesses in your association toward the right choice.
| Feature | ICHRA | Group Plans |
|---|---|---|
| Cost Control | Employers set a fixed reimbursement amount, offering predictable and manageable costs. | Offers potential for group discounts; costs are shared between employer and employees. |
| Flexibility | Employees choose individual plans tailored to their needs and family situations. | Provides a uniform benefits package for all employees, simplifying decision-making. |
| Risk Management | Shifts risk to the individual market, protecting employers from high claims costs. | Risk is pooled within the group, which can help stabilize costs for employees. |
| Savings Potential | Reduces waste by aligning benefits with individual employee preferences. | Economies of scale may apply for larger employee groups, potentially lowering premiums. |
| Compliance | Meets ACA requirements with simple setup and administration. | Ensures ACA compliance through traditional insurance structures and carrier support. |
| Employee Retention | Provides personalized benefits that appeal to a diverse workforce. | Familiar option that may appeal to employees accustomed to group coverage. |